Insurance restoration

Restore the home. Steady the process.

After fire, water, or storm damage, Hammer Logic helps you understand the path forward, document the work, and rebuild with confidence. As both contractor and advocate, we handle the claim so you can focus on your family.

All major carriersXactimate expertiseIICRC restorationCSLB #1124848

Advocacy through expertise

We speak construction and claims.

Nobody asks for a fire, a flood, or a storm. When one arrives, it disrupts the home and shatters the sense of safety it provides, and it asks homeowners to make important decisions at exactly the wrong moment.

For nearly a decade we have worked inside the insurance-claims process with every major carrier. Our team organizes the damage, prepares detailed estimates in Xactimate, the format carriers recognize, communicates with your adjuster, and identifies the full scope of work required to return the property to its pre-loss condition.

Carriers are not always positioned to see a loss in full. Our goal is simple: secure 100% of what is needed to restore the home. We combine technical construction expertise with compassionate advocacy, so you can focus on recovery while we handle the complexity.

The three pillars of restoration

Contents. Mitigation. Construction.

Every restoration moves through three kinds of work. One team carries all three, so you make one call.

01
Contents restoration
Protecting what makes a house a home
Documenting, inventorying, packing out, and securely storing your belongings while repairs proceed, then bringing them back once the home is ready. Salvageable items affected by the loss are cleaned and restored.
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02
Mitigation
Stabilizing the property
Addressing the immediate effects of a loss and stopping the damage from spreading: water extraction, structural drying, moisture monitoring, cleaning, and removal of damaged materials to prepare for repairs.
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03
Construction
Rebuilding everyday life
Bringing the property back together after mitigation, from structural repairs to drywall, flooring, cabinetry, and finishes, with planning, coordination, and attention to the final details.
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From loss to livable

A clear path through complexity.

01
Assess
Inspect the loss, protect the property, and determine the immediate and long-term scope.
02
Document
Prepare detailed construction documentation using carrier-recognized estimating practices.
03
Coordinate
Work through approvals, selections, and schedule while keeping you informed.
04
Rebuild
Restore the home to pre-loss condition or use the moment to make it meaningfully better.

What you can expect

A setback can become a new beginning.

Many homeowners are able to turn a restoration into the remodel they had been putting off. When the opportunity is right, we can fold thoughtful upgrades into the necessary reconstruction without losing sight of the claim.

Contractor and advocate. We build the home and we stand with you through the claim.
Carrier-recognized documentation. Xactimate estimates and photo records your adjuster can act on.
One point of contact. A project manager who knows the claim, the schedule, and your family's needs.
Pre-loss condition or better. The full scope restored, with room to improve where it makes sense.
Stability first. Rapid mitigation to stop damage from spreading while the longer plan comes together.

Insurance carriers

We work with every carrier.

Whoever holds your policy, we prepare the same carrier-recognized documentation and keep the same line of communication open with your adjuster. These are some of the insurers our clients have been covered by.